Road traffic accidents are the most common type of accident claims, with hundreds of people being injured every day.  If you have been involved in a road traffic accident that was not your fault, you may be entitled to receive compensation for your injuries and any other losses arising.
The following are examples of situations that may give rise to an accident:
  • Pedestrian crossing the road:
  • Car Passenger
  • Bus Passenger
  • Rear end shunt
  • Motorbike and bicycle accidents
In most cases insurance will be in place covering the other party. If this is not the case however, there is an organisation called the Motor Insurers Bureau (MIB) who may meet the claim. Initially it may be unknown as to whether the other party is insured. The MIB have strict time limits as to how long after an accident an accident claim can be made, it is therefore extremely important that the following steps are taken after any road traffic accident:
  • Take down the details of the other party at the scene, including name, address, telephone and insurance details and vehicle registration number.
  • Report the facts to the police immediately including any information relevant to liability: whether or not the other party was distracted from driving and observing the road; whether to your knowledge they were they smoking or using a mobile phone (without a hands free device) whilst driving and at the time of the accident. If for any reason this is not possible report the accident in person to a police station as soon as you can (and get a reference number)
  • Take details of any other party and any witnesses.
  • Contact your own insurers, if relevant
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